Brick is a financial technology company. Banking services provided by Blue Ridge Bank N.A.; Member FDIC
Focus on your business, not cashflow challenges.
Brick helps you get paid faster for your work, while allowing you to offer customers payment flexibility that’ll help your business stand out in a crowded market.
Win more jobs without any risk to your cashflow
Brick manages the client payment collection once the job is done, making it easy for you to win jobs with a low down payments and flexible payment options without the need to pay out of pocket.
Get down payments of up to 80%
Brick pays you up to 80% of the job value upfront, so you can purchase materials and get subcontractors moving quickly.
Get paid instantly at project milestones and completion
Text us photos when you’ve completed the job or defined milestones, and we’ll send funds to you instantly so you don’t have to chase down checks. Brick even handles any change orders or customer disputes.
Starting at just $200 per project
We make our pricing clear and easy to understand, based entirely on the length of the individual project.
See more details
Advance rates depend on the length of the job
1. For jobs that are expected to be 30 days or less in length, you can request funding up to 80% of the job amount. For jobs expected to be 30 days or less in duration, in addition to your upfront funding you will receive a single additional payment at the completion of the project upon our receipt of
Sign off from the homeowner
Photos of completed work
Sign off from the contractor
2. If the job is expected to be approximately two months in duration then the max upfront funding amount is 70%.
3. For jobs that are longer than two months, the max upfront funding is 60%.
Any jobs that are expected to take longer than 30 days will receive additional milestone payments equal to 5% of the job on a monthly basis so long as you send us progress photos and a short narrative of the work that was completed during the month. For example, on a four-month job, the expected funding schedule would be as follows:
Funded Upfront with Signed Homeowner Agreement
Funded on Day 31
Funded on Day 61
Funded on Day 120 at Project Completion
Funded on Day 91
How much does Brick cost to use?
What am I legally agreeing to?
Is Brick a lender? Are the advances a loan that I have to pay back?
What happens with mechanic’s line rights when using Brick?
How do change order get handled?
What happens in the event of a dispute with the client around completed work?
Is there a maximum amount that I can have funded from Brick at any one time?
Start growing your business with Brick today.
It’ll only take a few minutes to get paid for an upcoming job.
Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Brick Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.